Quebeccontractor insurance & bonding requirements
Updated April 2026 · Source: Régie du bâtiment du Québec (RBQ) + APCHQ
Minimum requirements
- General liability
- $2,000,000
- Auto liability
- $1,000,000
- Workers' comp
- Required for crews
Licensed general contractors in Quebeccarry commercial insurance so that if a crew member gets injured on-site, a homeowner's appliance is damaged during demo, or a neighboring property suffers an impact from construction, the contractor's policy (not the homeowner's) pays the claim. AskBaily does not match homeowners to contractors below these minimums.
RBQ license mandatory for construction ≥$25K. Class-based (1.1 general residential, 1.2 general commercial). Financial guarantee required.
Common questions
What insurance does a Quebec general contractor need?
A Quebec general contractor needs at minimum $2,000,000 general liability coverage plus $1,000,000 auto liability. Workers' compensation insurance is required for crews. Per Régie du bâtiment du Québec (RBQ) + APCHQ.
How much is the surety bond for Quebec contractors?
Quebec does not require a state-level surety bond for general contractors. RBQ license mandatory for construction ≥$25K. Class-based (1.1 general residential, 1.2 general commercial). Financial guarantee required.
Who is the licensing authority in Quebec?
Régie du bâtiment du Québec (RBQ) + APCHQ is the authority for Quebec contractor oversight. Public license lookup is available at https://www.rbq.gouv.qc.ca/.
How does AskBaily verify contractors in Quebec?
AskBaily runs automated verification against Régie du bâtiment du Québec (RBQ) + APCHQ before a contractor is matched to a homeowner project. The pro's license number is validated live at signup.
What happens if a contractor doesn't carry the required insurance?
Underinsured contractors are removed from the AskBaily match pool immediately. A homeowner who hires an unlicensed or underinsured contractor in Quebec can lose the right to mechanic's lien protection, may be held liable for on-site injuries, and forfeits protection under Régie du bâtiment du Québec (RBQ) + APCHQ. That's why AskBaily's policy is to match only verified pros.
Nearby jurisdictions
AskBaily cities in Quebec
Homeowners in these cities can chat with Baily today; matched pros must meet the requirements above.
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