Albertacontractor insurance & bonding requirements
Updated April 2026 · Source: AB Municipal Affairs + WCB-Alberta
Minimum requirements
- General liability
- $1,000,000
- Auto liability
- $1,000,000
- Workers' comp
- Required for crews
Licensed general contractors in Albertacarry commercial insurance so that if a crew member gets injured on-site, a homeowner's appliance is damaged during demo, or a neighboring property suffers an impact from construction, the contractor's policy (not the homeowner's) pays the claim. AskBaily does not match homeowners to contractors below these minimums.
Prepaid Contracting Business License required for door-to-door or contract sales. WCB coverage mandatory.
Common questions
What insurance does a Alberta general contractor need?
A Alberta general contractor needs at minimum $1,000,000 general liability coverage plus $1,000,000 auto liability. Workers' compensation insurance is required for crews. Per AB Municipal Affairs + WCB-Alberta.
How much is the surety bond for Alberta contractors?
Alberta does not require a state-level surety bond for general contractors. Prepaid Contracting Business License required for door-to-door or contract sales. WCB coverage mandatory.
Who is the licensing authority in Alberta?
AB Municipal Affairs + WCB-Alberta is the authority for Alberta contractor oversight. Public license lookup is available at https://www.alberta.ca/permits-and-licensing.aspx.
How does AskBaily verify contractors in Alberta?
AB Municipal Affairs + WCB-Alberta does not expose machine-readable lookup. AskBaily ops manually verifies Alberta applicants within 72 hours of signup using the public portal.
What happens if a contractor doesn't carry the required insurance?
Underinsured contractors are removed from the AskBaily match pool immediately. A homeowner who hires an unlicensed or underinsured contractor in Alberta can lose the right to mechanic's lien protection, may be held liable for on-site injuries, and forfeits protection under AB Municipal Affairs + WCB-Alberta. That's why AskBaily's policy is to match only verified pros.
Nearby jurisdictions
AskBaily cities in Alberta
Homeowners in these cities can chat with Baily today; matched pros must meet the requirements above.
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