New Brunswickcontractor insurance & bonding requirements
Updated April 2026 · Source: SNB Direct Sellers Act + WorkSafeNB
Minimum requirements
- General liability
- $1,000,000
- Auto liability
- $1,000,000
- Workers' comp
- Required for crews
Licensed general contractors in New Brunswickcarry commercial insurance so that if a crew member gets injured on-site, a homeowner's appliance is damaged during demo, or a neighboring property suffers an impact from construction, the contractor's policy (not the homeowner's) pays the claim. AskBaily does not match homeowners to contractors below these minimums.
No provincial GC licensing. Direct Sellers Act registration.
Common questions
What insurance does a New Brunswick general contractor need?
A New Brunswick general contractor needs at minimum $1,000,000 general liability coverage plus $1,000,000 auto liability. Workers' compensation insurance is required for crews. Per SNB Direct Sellers Act + WorkSafeNB.
How much is the surety bond for New Brunswick contractors?
New Brunswick does not require a state-level surety bond for general contractors. No provincial GC licensing. Direct Sellers Act registration.
Who is the licensing authority in New Brunswick?
SNB Direct Sellers Act + WorkSafeNB is the authority for New Brunswick contractor oversight. Public license lookup is available at https://www2.gnb.ca/.
How does AskBaily verify contractors in New Brunswick?
SNB Direct Sellers Act + WorkSafeNB does not expose machine-readable lookup. AskBaily ops manually verifies New Brunswick applicants within 72 hours of signup using the public portal.
What happens if a contractor doesn't carry the required insurance?
Underinsured contractors are removed from the AskBaily match pool immediately. A homeowner who hires an unlicensed or underinsured contractor in New Brunswick can lose the right to mechanic's lien protection, may be held liable for on-site injuries, and forfeits protection under SNB Direct Sellers Act + WorkSafeNB. That's why AskBaily's policy is to match only verified pros.
Nearby jurisdictions
Ready to join AskBaily as a New Brunswick general contractor?
Start your application →