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Nunavutcontractor insurance & bonding requirements

Updated April 2026 · Source: NU Community and Government Services

Minimum requirements

General liability
$1,000,000
Auto liability
$1,000,000
Workers' comp
Required for crews
Source: NU Community and Government Services

Licensed general contractors in Nunavutcarry commercial insurance so that if a crew member gets injured on-site, a homeowner's appliance is damaged during demo, or a neighboring property suffers an impact from construction, the contractor's policy (not the homeowner's) pays the claim. AskBaily does not match homeowners to contractors below these minimums.

No territorial GC licensing.

Common questions

What insurance does a Nunavut general contractor need?

A Nunavut general contractor needs at minimum $1,000,000 general liability coverage plus $1,000,000 auto liability. Workers' compensation insurance is required for crews. Per NU Community and Government Services.

How much is the surety bond for Nunavut contractors?

Nunavut does not require a state-level surety bond for general contractors. No territorial GC licensing.

Who is the licensing authority in Nunavut?

NU Community and Government Services is the authority for Nunavut contractor oversight. Public license lookup is available at https://www.gov.nu.ca/.

How does AskBaily verify contractors in Nunavut?

NU Community and Government Services does not expose machine-readable lookup. AskBaily ops manually verifies Nunavut applicants within 72 hours of signup using the public portal.

What happens if a contractor doesn't carry the required insurance?

Underinsured contractors are removed from the AskBaily match pool immediately. A homeowner who hires an unlicensed or underinsured contractor in Nunavut can lose the right to mechanic's lien protection, may be held liable for on-site injuries, and forfeits protection under NU Community and Government Services. That's why AskBaily's policy is to match only verified pros.

Nearby jurisdictions

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