Vermontcontractor insurance & bonding requirements
Updated April 2026 · Source: VT Office of Professional Regulation
Minimum requirements
- General liability
- $300,000
- Workers' comp
- Required for crews
Licensed general contractors in Vermontcarry commercial insurance so that if a crew member gets injured on-site, a homeowner's appliance is damaged during demo, or a neighboring property suffers an impact from construction, the contractor's policy (not the homeowner's) pays the claim. AskBaily does not match homeowners to contractors below these minimums.
No state GC license. Residential contracts >$3,500 require written contract under Title 9.
Common questions
What insurance does a Vermont general contractor need?
A Vermont general contractor needs at minimum $300,000 general liability coverage. Workers' compensation insurance is required for crews. Per VT Office of Professional Regulation.
How much is the surety bond for Vermont contractors?
Vermont does not require a state-level surety bond for general contractors. No state GC license. Residential contracts >$3,500 require written contract under Title 9.
Who is the licensing authority in Vermont?
VT Office of Professional Regulation is the authority for Vermont contractor oversight. Public license lookup is available at https://sos.vermont.gov/opr/.
How does AskBaily verify contractors in Vermont?
VT Office of Professional Regulation does not expose machine-readable lookup. AskBaily ops manually verifies Vermont applicants within 72 hours of signup using the public portal.
What happens if a contractor doesn't carry the required insurance?
Underinsured contractors are removed from the AskBaily match pool immediately. A homeowner who hires an unlicensed or underinsured contractor in Vermont can lose the right to mechanic's lien protection, may be held liable for on-site injuries, and forfeits protection under VT Office of Professional Regulation. That's why AskBaily's policy is to match only verified pros.
Nearby jurisdictions
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