Nevadacontractor insurance & bonding requirements
Updated April 2026 · Source: Nevada State Contractors Board NRS 624
Minimum requirements
- General liability
- $1,000,000
- Auto liability
- $500,000
- Surety bond
- $5,000
- Workers' comp
- Required for crews
Licensed general contractors in Nevadacarry commercial insurance so that if a crew member gets injured on-site, a homeowner's appliance is damaged during demo, or a neighboring property suffers an impact from construction, the contractor's policy (not the homeowner's) pays the claim. AskBaily does not match homeowners to contractors below these minimums.
Bond varies $1K–$500K by monetary limit tier; $5K is baseline. Active license ties bond to bid ceiling.
Common questions
What insurance does a Nevada general contractor need?
A Nevada general contractor needs at minimum $1,000,000 general liability coverage plus $500,000 auto liability. Workers' compensation insurance is required for crews. Per Nevada State Contractors Board NRS 624.
How much is the surety bond for Nevada contractors?
Nevada requires a minimum $5,000 surety bond at the license level. Some project-size tiers or local authorities require additional project-specific bonds. See Nevada State Contractors Board NRS 624 for the current schedule.
Who is the licensing authority in Nevada?
Nevada State Contractors Board NRS 624 is the authority for Nevada contractor oversight. Public license lookup is available at https://www.nscb.nv.gov/.
How does AskBaily verify contractors in Nevada?
AskBaily runs automated verification against Nevada State Contractors Board NRS 624 before a contractor is matched to a homeowner project. The pro's license number is validated live at signup.
What happens if a contractor doesn't carry the required insurance?
Underinsured contractors are removed from the AskBaily match pool immediately. A homeowner who hires an unlicensed or underinsured contractor in Nevada can lose the right to mechanic's lien protection, may be held liable for on-site injuries, and forfeits protection under Nevada State Contractors Board NRS 624. That's why AskBaily's policy is to match only verified pros.
Nearby jurisdictions
AskBaily cities in Nevada
Homeowners in these cities can chat with Baily today; matched pros must meet the requirements above.
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