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Melbourne — Tier-1 Pillar

Melbourne Renovation — Planning Permit, Building Permit, VBA, DBI, Section 173

Melbourne renovation reality. Parallel Planning Permit + Building Permit consents, VBA registered builder, VMIA Domestic Building Insurance over A$16K, Section 173 Agreements, Heritage Overlay, 6-star NatHERS. A$75K-A$380K typical.

~2 min read·Updated 2026-04-23

A Melbourne renovation runs through two parallel consent regimes, and missing either one makes the work unlawful. A Planning Permit is issued by your local council under the Victoria Planning Provisions and addresses land use, amenity, heritage, and overlay controls. A Building Permit is issued by a registered Building Surveyor and addresses technical compliance with the National Construction Code. You cannot get a Building Permit until your Planning Permit (where required) is issued and endorsed.

Layer on VBA builder registration, VMIA Domestic Building Insurance (DBI) over A$16,000, Victoria Planning Provisions Clause 43.01 Heritage Overlay across Fitzroy, Carlton, Richmond, St Kilda, Hawthorn, Kew, Malvern, and Williamstown, Bushfire Management Overlay BAL assessments on peri-urban lots, 6-star NatHERS thermal modelling on new dwellings and major alterations, and Section 173 Agreements registered on title — and the paperwork trail is genuinely longer than the build trail.

AskBaily routes your Melbourne renovation to a VBA-registered builder who coordinates planning permits, building permits, DBI, heritage permits, and NatHERS modelling from one contract.

What a Melbourne renovation involves

  • Consent. Planning permit (council, merit assessment, 8-16 weeks) + Building permit (Building Surveyor, 2-6 weeks). Both typically required.
  • Builder. VBA-registered Domestic Builder Unlimited (DB-U) or DB-L for work over A$10,000. DBI insurance over A$16,000.
  • Contract. Written fixed-price Domestic Building Contract under DBCA 1995. Cooling-off period.
  • Heritage. Planning permit with Heritage Overlay (HO) schedule consideration. Heritage Victoria permit for state-listed places.
  • NatHERS. 6-star (moving to 7-star) energy rating on new class-1 dwellings and major alterations.
  • Section 173 / Section 32. Council-imposed ongoing conditions registered on title. Disclosed in vendor statements.

Frequently asked questions

Do I need a Planning Permit for a Melbourne renovation? Depends on scope and overlay. Heritage Overlay properties almost always need a planning permit for external work. Most internal renovation without overlay triggers may need only a Building Permit.

What is Domestic Building Insurance? VMIA-underwritten insurance mandatory on any VBA-registered builder's contract over A$16,000. Gives the homeowner 6-year structural cover and 2-year non-structural cover if the builder dies, disappears, or becomes insolvent.

How much does a Melbourne renovation cost? A$75,000-A$180,000 for a mid-spec inner-Melbourne apartment renovation. A$220,000-A$380,000 for a full-home Victorian terrace or California bungalow renovation in Fitzroy, Carlton, Richmond, Hawthorn, or Kew. A$450,000-A$1.2M+ for whole-home renovations with structural alterations and heritage conservation.

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Origin

Who is Baily?

Baily is named after Francis Baily — an English stockbroker who retired at 51, became an astronomer, and in 1836 described something on the edge of a solar eclipse that nobody had properly articulated before: a string of bright beads of sunlight breaking through the valleys along the moon’s rim.

He wasn’t the first to see them. Edmond Halley saw them in 1715 and barely noticed. Baily’s contribution was clarity — describing exactly what was happening, in plain language, so vividly that the whole field of astronomy paid attention. The phenomenon is still called Baily’s beads.

That’s what we wanted our AI to do. Every inbound call and text has signal in it — a homeowner’s real question, a timeline, a budget, a hesitation that means “yes but.” Baily listens to every one, 24/7, and finds the beads of light.

Baily was a businessman before he was a scientist. That’s our vibe too.